WHAT HAPPENED WHEN I TOOK A SPENDING HIATUS
Last year, I took a spending hiatus in January.
In the week between Christmas and the new year, I started on this list of things to clean and organize. On the surface, none of these items were budget breakers, but collectively, I had a lot of products and office supplies in reserves.
While I cleaned my cabinets and drawers, I found the following everyday objects
- hair ties in the double digits
- travel size toiletries
- facial cleansers and moisturizers
- Costco size toilet paper bundles
- Bobbie Brown eyeshadow sticks
- bags of cotton balls and Q-tips
- sticky notes, file folders, Sharpie fine point black pens.
- antibacterial hand wash in my car and anything with a pocket
- handbag size tubes of hand lotion
- a dozen pairs of readers in my car, handbag, office, kitchen drawer etc
- bottles of sunscreen
All of these are essential everyday items, but at some point, I went from ” I need” to “I will need at some point.”
I purchased the multi-pack sticky notes at Target, knowing I would use them at some point. It was the “I will always need them later” mentality.
The amount of unopened or half-used everyday products is what triggered my buying break.
The evidence of my slight online shopping addiction is evidenced in this entry closet. Did I really need a dozen foam soaps shipped for future holidays and seasons?


SPENDING HIATUS
On a whim, I decided to participate in a self-imposed spending hiatus. It was my version of Dry January, but a break from the $5 Target section (remember when it was the $1-$3) was where I convinced myself I needed a ceramic trivet for five dollars- so I bought two.
My spending hiatus started as a 30-day detox. I was on board after clearing out the must-have purchases of the past five years. Over time, I developed online shopping habits on daily deal sites like Jane.com and the eight-hour window for Amazon deliveries.
I found myself ordering items on Amazon before I went to bed. There are two things in that sentence that are bad habits: Amazon at bedtime.
My goal was to use what I had in my drawers and cabinets.
Visiting Homegoods in between showings or meetings had become routine. My goal was to avoid the familiar discount stores like Homegoods or TJ Maxx.
The places where I always dropped a “must have” item in the cart, the way Mary Richards tossed a pound of ground beef in the opening credits of the Mary Tyler Moore series.
Sidenote: I know my audience is split on the moms who know the MTM reference and the daughters who are like Mary who? My dad and I share a love of classic comedies. He watched the originals, and I caught up on the Peacock and Hulu.
I spent $35-$55 on items I deemed essential, like a second hair-drying towel in case my other one was in the wash. Or, the travel size hair products at TJ Maxx.
Or the rationale for a dozen low-ankle socks at Costco. Even though I had a dozen pairs in my sock drawer.
Not one to set goals and fail, I decided to break my goals into a manageable timeline. I started in the first week of January. I decided to curb my enthusiasm for Homegoods and TJMaxx. Here is what worked for me!
THE BENEFITS OF A SPENDING HIATUS
It turns out the opposite of spending on non-essentials is saving money. With a more robust checking account, I moved the difference into my everyday savings accounts to track my savings The savings are not life-changing or retirement money. But it was noticeable. And I loved tracking my savings.
What habit do you want to kick? Here are a few of mine from previous years:

How to lose those those love handles









Laura,
One of my goals for 2025 is definitely to Spend Less….I am now seriously stepping back and taking a hard look at what I want to buy whether it be online or in person in a brick and mortar store…I am also developing, for next year, a Winter Finance plan as I now know that I will have a lot of beginning of the year bills to pay…Joe always took care of the finances and now that he is gone, I am in charge of my own finances for the first time in my life…It is oddly liberating as I am a saver at heart…Thanks so much for sharing!!
HUgs,
Deb
Debbie-Dabble Blog
love this debbie! Hope you share your tips on your blog!
That’s a great plan! I’m doing dry January and that’s enough for me right now!
I get it! Good luck Heather
I’m also checking those subscriptions to clean out. Isn’t it amazing how much stuff we collect just in our bathrooms. Thanks for sharing what you did and all of the cabinets of your home. I need to go through my cleaning cabinet in the mudroom today.!
I used to be hooked on Target’s home goods, for years and years I loaded up my car trunk with my weekly binge shopping . I cringe now thinking about it because after 30 years living in our home we decided to downsize, all these Target purchases went to the Goodwill. Now that we have downsized, I shop for my decor in thrift shops. Again we have decided to move across the country, all my thrift shop buys which were very inexpensive are going back to the thrift shop & I will have fun in my new home across the country with new and exciting thrift shop treasures.
That is great.. good for you. I am the anti shopper. I very rarely make impulse buys.
I am late to the anti shopper status but loving the freedom.
What are you reading. I just finished Go as the River. Started Frozen River.
we just watched Six Triple Eight (the hardest title to get right), but loved the story.
We have snow today wish it had landed in CA!